Bank Statement

A Spotify charge on your bank statement, like SPOTIFY USA or SPOTIFY P1234, is usually a Premium subscription. Learn why it appears, different amounts, how to cancel and spot fraud.

NETFLIX.COM on your bank statement is a Netflix subscription charge. Learn why it appears, why the amount may change, how to check your plan, cancel, spot fake Netflix charges and get help.

A PayPal temporary hold is a pending authorization or a hold on funds you received. Learn the two types of PayPal holds, why they happen, how long they last and how to release them.

An ATM fee rebate is a refund your bank gives you for fees charged by out-of-network ATMs. Learn how ATM fee rebates work, limits, timing and how to avoid ATM fees altogether.

Wire transfer fees typically range from about $0 to $50 depending on domestic or international and incoming or outgoing. Learn typical costs, hidden FX markups and 8 ways to avoid them.

CHK on a bank statement usually means check or checking account. Learn common CHK entries like CHK 1042, CHKCARD and CHK ORDER, how checks clear and what to do about unknown ones.

INT on a bank statement usually means interest, either interest paid to you on savings or interest charged on a loan or credit line. Learn how to read INT entries and APY vs APR.

A mobile deposit hold is a delay before money from a check you deposited in your banking app becomes available. Learn why holds happen, how long they last and how to avoid them.

A POS refund is money returned to your debit card after a store purchase was refunded, cancelled or adjusted. Learn what POS refund means, how long it takes and what to do if it’s missing.

Visa Direct on a bank statement means money was pushed to or from your Visa debit card in real time, often from apps like Venmo, Cash App, PayPal or gig platforms. Learn more.